Archive for December, 2008

Learn How to Use Your Health Savings Account to Pay for Dental Expenses

Tuesday, December 30th, 2008

Wiley Long asked: o much for coverage and not having enough coverage may be a familiar scenario for many of the residents in America. Not many health insurance companies offer policies with coverage that will give you dental, eye and alternative care. Americans are spending over $30 billion annually just ...

Health Savings Account Can Be Beneficial To You

Tuesday, December 30th, 2008

M. Xavier asked: Health savings account can be defined as a tax-free saving account. It is very similar to an individual retirement account. The account is specially designed to pay off medical expenses incurred by an account holder. The expenses paid by health savings account are tax-deductible for self-employed account ...

Rolling Over MSAs into HSAs

Monday, December 29th, 2008

Kurt Stammberger asked: How is rollover of a Medical Savings Account (MSA) into an HSA treated by the federal government for tax purposes?Funds from an "Archer MSA" may be rolled-over into an HSA within 60 days of withdrawing the funds from the MSA. There are 2 different types of rollovers ...

Setting Up Your Health Savings Account (hsa)

Saturday, December 27th, 2008

Tom Noonan asked: If you have a high deductible health plan (HDHP), you may be eligible to create a Health Savings Account. Also known as an HSA, this is basically a special savings account that is used to pay for medical related expenses. The primary benefit of this account is ...

Learn How to Use Your Health Savings Account to Find Your Risk for Dozens of Diseases

Tuesday, December 23rd, 2008

Wiley Long asked: Health Savings Accounts are a key aspect of what is known as “consumer-driven healthcare”, in which you the consumer – not the insurance company, your employer, or the government – are making the primary decisions about your own healthcare. When you have a Health Savings Account (HSA), ...

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Monday, December 22nd, 2008

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How to Buy a Health Savings Account

Friday, December 19th, 2008

Jim Waltrip asked: Congratulations! Pat yourself on the back for wisely choosing to open a self-directed health savings account, or HSA, as a means to augment your low-premium high deductible health insurance. Planning ahead by establishing a savings and investment plan for the money you set aside for health care ...

The New Health Insurance - Avoid Diabetes and Heart Disease So your Medical Retirement Acct Grows

Friday, December 19th, 2008

Wiley Long asked: It is now estimated the average couple will need over $200,000 in retirement just to cover medical expenses. Health Savings Accounts are now giving people serious incentives to take care of their health so that money will be there when they need it in old age.Health Savings ...

Using Your Health Savings Account to Build Retirement Savings

Friday, December 19th, 2008

Wiley Long asked: Health Savings Accounts are an excellent way to build a second retirement account. These tax-favored accounts, which have only been available since January of 2004, can be opened by anyone with a qualifying high-deductible health insurance plan. Once you open an HSA account, you can place tax-deductible ...

What is Happening With Hsa Type Health Plans?

Friday, December 19th, 2008

Richard Day asked: st couple of years, Health Savings Plans, (HSA) have been more widely accepted than in any years in the past. HSA plans were introduced on January 1, 2004, but they really were confusing to most agents and therefore, they were confusing to most of the buying public.What ...